Chapka Insurance Promotional Code

If you're planning to visit New York City or any other destination soon, you'll need solid travel insurance to make sure your trip goes as smoothly as possible. 

Thanks to the Chapka promo code, you'll be able to get 5% off your selected Chapka travel insurance – and the insurances available offer all the cover a traveller could need 😄 So, which travel insurance for New York City should you choose? 🤔

How to activate the Chapka insurance promo code?

To activate the Chapka Insurance promo code, it is very simple – there is only 5 steps to follow:

• Step 1: Click on the following link, which will activate the Chapka promo code,
• Step 2: Once on the homepage, choose your insurance package in "Our insurances",
• Step 3: Have you chosen the right package? Then click on "Subscribe" or "Get my quote”, 
• Step 4: Fill in the form,
• Step 5: Click on "Calculate quote": the message "you get a 5% discount" will appear.

Unlike with most sites, you won't need to enter any particular code, as the 5% discount is automatic. So let’s go! ⬇️

The 5% discount is valid for Cap Assistance 24h/24, Cap Student and Cap Working Holidays.

If you travel with 3 or more people, or with a minor, not 5% but 15% will be deducted for Cap Assistance 24/7. On the other hand, a 15% surcharge will be applied if you’re over 65.

Chapka 5% promo code – what are the different packages available?

This Promo Code will give you a discount on several Chakpa travel insurance packages, which will allow you to travel with peace of mind whether on holiday, to work or to study. Note that all prices are in euros on Chapka, but you can choose the currency of your choice in your quote 😉

Cap Assistance 24/7

Cap assistance 24/7 is the classic travel insurance package for stays in many countries around the world, for less than 3 months. It is a 24/7 assistance package, accessible to the whole family and offering a wide range of guarantees:

• High medical coverage (up to €1,000,000 in the United States and Canada);
• Personal liability coverage up to €4,500,000 (about £3,907,000);
• Legal advice, coverage of lawyers' fees and advance bail money;
• Optional cancellation insurance up to €8,000 (about £6,945);
• Repatriation assistance;
• Luggage insurance up to €3,000 (about £2,605);
• Covid-19 guarantees (in case of medical expenses, cancellation or extension of stay).

This is the ideal package for a stay of 90 days or less, though the subscription must be done before the departure date and is only for people in good health who have not been hospitalised in the 6 months preceding the trip. This plan offers very good coverage for a trip to the United States, though it also covers travel to many other countries around the world. And as I mentioned before, there is also a 15% discount for families and friends travelling with 3 or more people or minors 😊

Cap Student

If you are leaving soon for an internship or to study in the United States or another foreign country, you will not be covered by your student insurance. You will therefore really need suitable travel insurance, which in many cases will be required by the institution where you will be studying anyway.

If this is your case, this Cap Student travel insurance package from Chakpa is for you! It is accepted by a large number of schools and universities in the United States, and allows you to obtain a J1 Visa (more info about visas for New York here! 😉)

It offers the following guarantees in particular:

• 100% coverage of medical and hospitalisation expenses, with no limits and no deductible;
• In the event of hospitalisation, one of your family members will be able to be present at your side thanks to the coverage of a round trip for the family member and of their hotel expenses;
• Luggage insurance up to €2,000 (about £1,736);
• 24-hour repatriation assistance;
• Civil liability private live up to €4,000,000 (£3,472,800);
• Civil liability rentals up to €100,000 (£86,820);
• Emergency dental cover.

Cap Working Holiday

This Working Holiday Visa travel insurance package is specially designed to provide you with all the cover you need to work abroad. It is not suitable for working in the USA, but it may still be of interest to you if you want to work in one of the following countries:

If working and living in New York City is the reason for your stay, do read my article dedicated to travel insurance for the USA – it will guide you much better in your choice of coverage 😁

Cap Working Holiday offers the following benefits, among others:

• 100% coverage of medical and hospitalisation costs, with no deductible;
• The presence of a relative at your side in the event of hospitalisation;
• Coverage of search and rescue expenses;
• Personal liability up to €4,000,000 (£3,472,800);
• Rental liability up to €100,000 (£86,820);
• Repatriation assistance;
• Luggage insurance up to €2,000 (about £1,736).

This package is intended for people aged 18 to 31 (or 18 to 35 for Australia, Canada and Argentina) who hold a work visa.

Other Chapka travel insurance packages

Chapka also offers other packages that are not eligible for the 5% discount, but may still be of interest:

• Cap Aventure, for tourist trips abroad lasting from 3 to 24 months;
• Cap Tempo Expat, to cover for your first year as an expat;
• Cap Vacation Rental, a complete insurance for rentals of 90 days or less;
• Cap Cancellation, a cancellation insurance that covers you in case of unforeseen circumstances (professional, health, pregnancy or administrative reasons...).

The importance of choosing good travel insurance

Accidents can always happen when travelling abroad – and these accidents can sadly quickly become very expensive. This is especially true when travelling to the United States, a country where health care expenses often reach exorbitant amounts.

In the US, a day in hospital can be charged up to $10,000! 😨 And if an operation and a period of convalescence are necessary, the total amount will simply be absolutely impossible to pay for people without a large capital. That’s why travelling without good insurance is really not recommended!

Moreover, as the health insurance system does not work the same way in the USA (compared to Europe), hospitals or doctors will probably not even accept to take care of you without a proof of insurance or a well-filled bank account 😕

That’s another reason why the best travel insurances offer specific covers for stays in the USA. This is the case with Chapka, which provides a medical expenses cap set at €1,000,000 with no excess, in addition to third-party liability, repatriation assistance and luggage insurance.

My opinion on Chapka Direct travel insurance

Compared to other leading insurers, Chapka offers the lowest rates and the highest limits of cover – and this is especially true for medical cover in the USA.

In addition to solid guarantees, the application process is quick and easy, and with a simple click on one of my links, you can activate my 5% Promo Code that will be automatically applied to your quote. Don’t miss out on it! 😄